Here are the steps:
1. Select the sim card facility on your smartphone
2. Choose ‘M-PESA’
3. Hit the ‘SEND MONEY’ button
4. Enter the phone number
The phone number has to be the same as the person you want to send money to.
5. Click ‘ADD MONEY’
Enter the amount of money you want to send.
6. Pick ‘M-PESA’ as your payment method
7. Enter your registered M-PESA number
8. Enter the desired amount
You can use the slider or edit the amount directly
9. Wait for the confirmation
The transaction will be verified via M-PESA OTP (that’s like a secret code they’ll send you).
10. Confirm the transaction
Be sure to double-check the phone number and amount you entered before you hit that confirm button.